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Sushama

Devi

Retailpreneur

Alwar, Rajasthan

546 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Sushama

Devi

#gogetter#ambitious
Sushama Devi wishes to expand her business.

Retailpreneur

Rajasthan

546 potential days of livelihood

20,000 loan is fully repaid

20,000 loan is fully repaid


About Sushama

Sushama Devi is an entrepreneur from Alwar, Rajasthan. It has been a year since she set up a shop in her village. While the business has brought her great profits, she realizes that the expansion of her shop will help her reach out to more customers. Living with a family of four, Sushama's income helps her in meeting her children's needs in time. Invest in Sushama as she expands her business.

About Sushama Devi's livelihood

Sushama is a retailpreneur who works 12 hours a day for 7 days a week. With this loan Sushama will potentially obtain employment for 546 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Sushama Devi has consented to pay the interest as below:

Investee
pays

6.00% flat p.a.

10.80% APR

Social
Investor

2.00%

3.60% APR

Platform
charges

4.00%

7.20% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

20,000

Loan
tenure

18 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Retail store

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Ibtada
   view website
Partner logo

Established in

1997

With Rang De from

2020

Founded by

Rajesh Singhi

Ibtada, meaning ‘the beginning’, is a not for profit organisation that was started in 1997 to uplift women and girls in the Alwar district of Rajasthan. Rural poverty and deprivation are a major issue grappling the region, and Ibtada has introduced interventions in the space of Education, Financial Inclusion, Livelihood Generation, and Awareness about Rights and Entitlements. Although Ibtada is hand holding women through the process, the ultimate aim is to make them independent and empowered to stand up for themselves. Ibtada has reached over 50,000 households in 400+ villages in Alwar District, Rajasthan.

whatsapp_icon

3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS