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Swrnalata

Kabat

Agripreneur

keojhar, Odisha

156 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Swrnalata

Kabat

#passionate#achiever
Support Swrnalata to pay crop recurring costs, and install solar and drip irrigation systems.

Agripreneur

Odisha

156 potential days of livelihood

15,000 loan is fully repaid

15,000 loan is fully repaid


About Swrnalata

Swrnalata has six members in her family and her husband is also a farmer. Swrnalata is a hard-working lady and has been in the farming business for the past five years. She is well organized and works hard to produce healthy crops. This loan will help her to clear the crop recurring costs, continue with the regular farming expenses, and at the same time invest in installing solar and drip irrigation systems to save time and water. It will also help her to build a strong foundation for her family. Support her now!

About Swrnalata Kabat's livelihood

Swrnalata is an agripreneur who works 4 hours a day for 6 days a week. With this loan Swrnalata will potentially obtain employment for 156 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Swrnalata Kabat has consented to pay the interest as below:

Investee
pays

3.00% flat p.a.

5.40% APR

Social
Investor

2.00%

3.60% APR

Platform
charges

1.00%

1.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

15,000

Loan
tenure

15 months

Moratorium

3 months

Repayment
mode

EMI

Investee
occupation

Farming

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Collectives for Integrated Livelihood Initiatives
   
Partner logo

Established in

2007

With Rang De from

2021

Founded by

TODO

Collectives for Integrated Livelihood Initiatives(CInI), Janshedpur,, established on May 17,2007 is a nodal agency of tata trusts, anchoring the Central India Initiatives. CInI aims to transform the lives of tribal households in the Central India tribal belts, through building knowledge & scaling up programs in thematic area of agriculture productivity stabilization, forest based livelihoods, water resources development, drinking water & sanitization, microfinance & strengthening community based organisation. CInI work on Lakhpati Kisan Initiatives: creating 'Lakhpati Kisan' & building 'Smart Villages'

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS