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Urmila Pradhani

# hardworking# passionate
Urmila needs quality seeds and fertilizers to begin the Kharif season.

Agripreneur

Nabarangpur, Odisha

20,000 Loan is fully repaid

234 potential days of livelihood i


Urmila is an experienced farmer. She has toiled on her farm for eighteen years. Urmila lives with a family of four and agriculture brings in the income to sustain. There are times when the going gets tough but Urmila never backs down. Due to a disruption in the supply chain, she finds it difficult to get essential supplies for beginning the new Kharif season. With this loan, she will be able to buy quality seeds and fertilizers and it also will support her family through this crisis. Invest in Urmila and help her tide through these trying times.

I wish to give a good future to my children.

About Urmila Pradhani's livelihood

Urmila is an agripreneur who works 6 hours a day for 6 days a week. With this loan Urmila will potentially obtain employment for 234 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.0% flat p.a.

0.0% APR

Social
Investor i

0.0%

0.0% APR

Impact
Partner i

up to 0.0%

0.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

20,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

A

Harsha Trust

Orissa
Partner since 2020

About

Harsha Trust works collaboratively with NGOs, government and corporations to enable small and marginal farmers to increase their income. It primarily implements grassroots development projects for sustainable natural resource/enterprise-based livelihood generation and better health of communities.

Impact Narrative

With institutional credit drying up, Rang De has joined forces with Harsha Trust to provide small and marginal farmers interest free loans to purchase seeds and fertilisers for the Kharif season.

Rs 3,51,01,000

Disbursed

2094

Investees

100%

Repayments

The credit need among our community members is immediate. The timely credit from Rang De will help the farmers to grow the Kharif crop to their full capacity ensuring income and nutrition in their household during this time of uncertainty.

- Kallul Bora, Executive Director, Harsha Trust

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