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Usha

B j

Agripreneur

Tumakuru, Karnataka

364 livelihood days

Borrower Image 1 Borrower Image 2

Usha

B j

#breadwinner#hardworking
Usha is seeking credit to finance her cows.

Agripreneur

Karnataka

364 potential days of livelihood

1,80,000 loan is fully repaid

1,80,000 loan is fully repaid


About Usha

Usha is a hard-working woman who knows perseverance, and this is what sets her apart from many others. Usha resides in Tumakuru, the city that serves as a home for many who work on farms cultivating grass for their animals. Usha helps her husband in their animal husbandry business and feeds the cows with grass to grow beautiful and healthy offspring. When several challenges came her way she was determined to find a sound solution for them. This loan will help her purchase more cows which will be used for breeding; the additional income produced by selling cow milk will also benefit her greatly, allowing her to build a sound future for her family. Have your own share in supporting Usha's mission towards developing herself and impacting other people through contributing towards the growth of her family's business.

About Usha B j's livelihood

Usha is an agripreneur who works 8 hours a day for 7 days a week. With this loan Usha will potentially obtain employment for 364 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Usha B j has consented to pay the interest as below:

Investee
pays

8.00% flat p.a.

14.40% APR

Social
Investor

8.00%

14.40% APR

Platform
charges

0.00%

0.00% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

1,80,000

Loan
tenure

18 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Non-agro products

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Akshayakalpa Farms and Foods Pvt. Ltd
   
Partner logo

Established in

2010

With Rang De from

2022

Founded by

Shashi Kumar, Dr. G.N.S. Reddy

Akshayakalpa works closely with Farmers to enhance the livelihood based dairy farming to entrepreneurship model, creating the role model in the rural areas. The vision is to rejuvinate the iIndian agriculture by creating ecologically and economically sustainable farms, producing world class quality milk to consumers.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS