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Vijay Kumar Pandey

#responsible#determined
Invest in Vijay as he furnishes his tuition centre.

Service Entrepreneur

Nainital, Uttarakhand

75,000 has been disbursed

455 potential days of livelihood i

65,625 is the current outstanding balance

100 0 0 9375 0 0

100%

0%

0%


Vijay is a teacher. He runs a tuition centre in Nainital, Uttarakhand. The revenue from this business serves as an income for this family of three. Vijay wishes to expand his business and is seeking credit for the same. He wishes to use this credit to purchase furniture for his centre. Vijay is passionate about providing children with quality education and transforming their lives. Invest in Vijay as he toils to provide a good future for the children of his neighbourhood.

I wish to provide quality education for the students in my neighbourhood.

About Vijay Kumar Pandey's livelihood

Vijay is a service entrepreneur who works 10 hours a day for 7 days a week. With this loan Vijay will potentially obtain employment for 455 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

10.0% flat p.a.

18.0% APR

Social
Investor i

4.0%

7.2% APR

Impact
Partner i

up to 5.0%

9.0% APR

Platform
charges i

1.0%

1.8% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

75,000

Loan
tenure

24 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Professional services

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

A

Udhyam housed under Agrani India Foundation

Established in

2017

With Rang De from

2020

Founded by

Pankaj Wadhwa

Udhyam Entrepreneurs' rural entrepreneurship program was conceived by the people working in Uttarakhand to encourage entrepreneurial development in rural communities of the Kumaon region of Uttarakhand. The idea behind the “Changemakers” program is to create entrepreneurs who create jobs and opportunities through mentoring and providing credit. As change agents, they facilitate this idea by being the drivers of change, further in their communities by creating a buzz about entrepreneurship and role models in the community.

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