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Vinod Singh

#strength#breadwinner
Fund Vinod's cow purchase so he can bring his dairy business to life.

Agripreneur

Bageshwar, Uttarakhand

₹ 75,000 has been disbursed

546 potential days of livelihood i

₹ 62,500 is the current outstanding balance

80 0 20 12500 3125 0

80%

20%

0%

Vinod's ten years in the animal husbandry business has him chasing his dreams. The humble son wants to make a cow purchase with the help of credit so he can support his small family. His dream is to expand his independent dairy business where he can sell his milk produce, draw in more customers, and then increase his monthly income. He hopes the additional income will ease the financial burden on his father, who has been working tirelessly to make ends meet for the family. Lend a helping hand to Vinod today.

I wish to start a big dairy farm in my village.

About Vinod Singh's livelihood

Vinod is an agripreneur who works 12 hours a day for 7 days a week. With this loan Vinod will potentially obtain employment for 546 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

10.0% flat p.a.

18.0% APR

Social
Investor i

4.0%

7.2% APR

Impact
Partner i

up to 5.0%

9.0% APR

Platform
charges i

1.0%

1.8% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

₹ 75,000

Loan
tenure

24 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Animal husbandry

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B

Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

A

Know more
Udhyam housed under Agrani India Foundation

Established in

2017

With Rang De from

2020

Founded by

Pankaj Wadhwa

Udhyam Entrepreneurs' rural entrepreneurship program was conceived by the people working in Uttarakhand to encourage entrepreneurial development in rural communities of the Kumaon region of Uttarakhand. The idea behind the “Changemakers” program is to create entrepreneurs who create jobs and opportunities through mentoring and providing credit. As change agents, they facilitate this idea by being the drivers of change, further in their communities by creating a buzz about entrepreneurship and role models in the community.

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