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Wajid

Ayoub

Agripreneur

Shopin, Jammu and Kashmir

Loan Written Off

455 livelihood days

Borrower Image 1

Wajid

Ayoub

#passionate#hustler
Support Wajid's apple cultivation.

Agripreneur

Jammu and Kashmir

Loan Written Off

455 potential days of livelihood

About Wajid

Wajid Ayoub is a young farmer from Jammu and Kashmir. He is a hard-working man who has been involved with farming for the past seven years and has a naturally committed work ethic. With his passion for farming, he's looking to buy more land and expand his business further by cultivating more fruits in the future. Now, he needs some funds to meet the post-harvest expenses of his apple farm. The funds will enable him to pay for the expenses of the last season and prepare for the new season. Invest in Wajid as he takes his business to new heights!

About Wajid Ayoub's livelihood

Wajid is an agripreneur who works 10 hours a day for 7 days a week. With this loan Wajid will potentially obtain employment for 455 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Wajid Ayoub has consented to pay the interest as below:

Investee
pays

8.00% flat p.a.

14.40% APR

Social
Investor

8.00%

14.40% APR

Platform
charges

0.00%

0.00% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

₹ 1,50,000

Loan
tenure

9 months

Moratorium

None

Repayment
mode

EQI

Investee
occupation

Farming

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Fruitfal Technologies India Pvt Ltd
   
Partner logo

Established in

2018

With Rang De from

2022

Founded by

Subir, Viresh, Abhishek

Small Indian farmers face huge challenges today - they cultivate amazing harvests but have trouble finding good markets and being paid fairly. The current system of buying and selling denies them access to trade they can trust with long delays in getting paid and leaves them straddled with tremendous debt and post-harvest losses. Fruitfal helps to fix these problems and create a better environment for small farmers.

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3

₹ 3000

Proceed to Pay

3

Total: ₹3000

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