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Yogesh Lohani

#ambitious# hardworking
Help Yogesh move closer to his dream of expanding his photography business.

Service Entrepreneur

Bageshwar, Uttarakhand

50,000 has been disbursed

546 potential days of livelihood i

35,416.62 is the current outstanding balance

77.78 0 22.22 14583 4167 0

78%

22%

0%


Yogesh lives in Bageshwar, Uttarakhand with his mother. He has been running a photography business for the past twelve years to earn bread for his small family. He works really hard at his job and dreams of owning a big photo studio one day. He is seeking a loan to invest in expansion of his business by adding a photostat machine. He wishes to grow his shop to own a photo studio in the future. Invest in Yogesh as he nurtures his business.

I wish to own a photo studio in the future.

About Yogesh Lohani's livelihood

Yogesh is a service entrepreneur who works 12 hours a day for 7 days a week. With this loan Yogesh will potentially obtain employment for 546 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

10.0% flat p.a.

18.0% APR

Social
Investor i

4.0%

7.2% APR

Impact
Partner i

up to 5.0%

9.0% APR

Platform
charges i

1.0%

1.8% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

50,000

Loan
tenure

24 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Professional services

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

A

Udhyam housed under Agrani India Foundation

Established in

2017

With Rang De from

2020

Founded by

Pankaj Wadhwa

Udhyam Entrepreneurs' rural entrepreneurship program was conceived by the people working in Uttarakhand to encourage entrepreneurial development in rural communities of the Kumaon region of Uttarakhand. The idea behind the “Changemakers” program is to create entrepreneurs who create jobs and opportunities through mentoring and providing credit. As change agents, they facilitate this idea by being the drivers of change, further in their communities by creating a buzz about entrepreneurship and role models in the community.

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