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Damai Kaudia

#positive#courageous
Damai needs to begin the sowing season.

Agripreneur

Koraput, Orissa

10,000 has been disbursed

312 potential days of livelihood i

10,000 is the current outstanding balance


Damai is a trained farmer. Her skills have developed over a span of ten years. She is from Koraput, Orissa, and lives with a family of three. With the help of the loan amount, she wishes to buy seeds for the new season and necessary Agri inputs like fertilizers, pesticide, and irrigation facilities. She also needs to fence her land. The timely disbursement of the loan amount will help her meet the needs during various preprocessing stages such as land preparation, sowing, irrigation, and make dues with post-harvesting expenditures. Invest in Damai as she hopes to reap a timely harvest.

I wish to give my husband a motorcycle.

About Damai Kaudia's livelihood

Damai is an agripreneur who works 8 hours a day for 6 days a week. With this loan Damai will potentially obtain employment for 312 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.0% flat p.a.

0.0% APR

Social
Investor i

0.0%

0.0% APR

Impact
Partner i

up to 0.0%

0.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

7 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

B

Harsha Trust

Orissa
Partner since 2020

About

Harsha Trust works collaboratively with NGOs, government and corporations to enable small and marginal farmers to increase their income. It primarily implements grassroots development projects for sustainable natural resource/enterprise-based livelihood generation and better health of communities.

Impact Narrative

With institutional credit drying up, Rang De has joined forces with Harsha Trust to provide small and marginal farmers interest free loans to purchase seeds and fertilisers for the Kharif season.

Rs 3,36,76,000

Disbursed

2011

Investees

100%

Repayments

The credit need among our community members is immediate. The timely credit from Rang De will help the farmers to grow the Kharif crop to their full capacity ensuring income and nutrition in their household during this time of uncertainty.

- Kallul Bora, Executive Director, Harsha Trust

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