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Dhirendra Raikwal

#hustler#dedicated
Invest in Dhirendra as he purchases electronic devices for his shop.

Retailpreneur

Nainital, Uttarakhand

50,000 has been disbursed

455 potential days of livelihood i

37,499.96 is the current outstanding balance

85.71 0 14.29 12500 2083 0

86%

14%

0%


A father, an entrepreneur, and now a businessman, Dhirendra is challenging himself to become the best at his trade. He runs a retail shop in Nainital where he sells general items and some internet services. Now, in a bid to revamp the store, Dhirendra has applied for the Rang De loan which he hopes will make his shop a must-visit for anyone looking to avail of different internet services. More customers at his shop mean he can send his son to a good school in the district. Choose to make a meaningful impact on Dhirendra's life today.

I want to become a successful businessman.

About Dhirendra Raikwal's livelihood

Dhirendra is a retailpreneur who works 10 hours a day for 7 days a week. With this loan Dhirendra will potentially obtain employment for 455 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

10.0% flat p.a.

18.0% APR

Social
Investor i

4.0%

7.2% APR

Impact
Partner i

up to 5.0%

9.0% APR

Platform
charges i

1.0%

1.8% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

50,000

Loan
tenure

24 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Retail store

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

C

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

A

Udhyam housed under Agrani India Foundation

Established in

2017

With Rang De from

2020

Founded by

Pankaj Wadhwa

Udhyam Entrepreneurs' rural entrepreneurship program was conceived by the people working in Uttarakhand to encourage entrepreneurial development in rural communities of the Kumaon region of Uttarakhand. The idea behind the “Changemakers” program is to create entrepreneurs who create jobs and opportunities through mentoring and providing credit. As change agents, they facilitate this idea by being the drivers of change, further in their communities by creating a buzz about entrepreneurship and role models in the community.

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