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Dhirendra

Raikwal

Retailpreneur

Nainital, Uttarakhand

455 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Dhirendra

Raikwal

#hustler#dedicated
Invest in Dhirendra as he purchases electronic devices for his shop.

Retailpreneur

Uttarakhand

455 potential days of livelihood

₹ 50,000 loan is fully repaid

₹ 50,000 loan is fully repaid

About Dhirendra

A father, an entrepreneur, and now a businessman, Dhirendra is challenging himself to become the best at his trade. He runs a retail shop in Nainital where he sells general items and some internet services. Now, in a bid to revamp the store, Dhirendra has applied for the Rang De loan which he hopes will make his shop a must-visit for anyone looking to avail of different internet services. More customers at his shop mean he can send his son to a good school in the district. Choose to make a meaningful impact on Dhirendra's life today.

About Dhirendra Raikwal's livelihood

Dhirendra is a retailpreneur who works 10 hours a day for 7 days a week. With this loan Dhirendra will potentially obtain employment for 455 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Dhirendra Raikwal has consented to pay the interest as below:

Investee
pays

10.00% flat p.a.

18.00% APR

Social
Investor

4.00%

7.20% APR

Platform
charges

6.00%

10.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

₹ 50,000

Loan
tenure

24 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Retail store

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Udhyam Housed Under Agrani India Foundation
   view website
Partner logo

Established in

2017

With Rang De from

2020

Founded by

Pankaj Wadhwa

Udhyam Entrepreneurs' rural entrepreneurship program was conceived by the people working in Uttarakhand to encourage entrepreneurial development in rural communities of the Kumaon region of Uttarakhand. The idea behind the “Changemakers” program is to create entrepreneurs who create jobs and opportunities through mentoring and providing credit. As change agents, they facilitate this idea by being the drivers of change, further in their communities by creating a buzz about entrepreneurship and role models in the community.

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3

₹ 3000

Proceed to Pay

3

Total: ₹3000

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