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Divya Prajapati

#zestful#achiever
Young Divya wants to run a decorative jewellery store.

Retailpreneur

Ajmer, Rajasthan

25,000 has been disbursed

182 potential days of livelihood i

14,583.3 is the current outstanding balance

100 0 0 10417 0 0

100%

0%

0%


Becoming an entrepreneur is a big shoe to fill. Divya plans to walk the mile at a very young age. Hailing from Ajmer, her passion for decoration and artificial jewellery has motivated her to make a business out of it. Her family of four depends on the sole income of her father who runs a retail store. Divya displays her handmade purses, bangles, necklace and earpieces at the storefront which often catches the eye of customers. Her products add value to the store and bring in additional income. She plans to buy more decorative items, small gifts and artificial jewellery to bring a variety of options to the store. Invest in her zest to build her dream.

I wish to work in a government job in the future

About Divya Prajapati's livelihood

Divya is a retailpreneur who works 4 hours a day for 7 days a week. With this loan Divya will potentially obtain employment for 182 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

10.0% flat p.a.

18.0% APR

Social
Investor i

4.0%

7.2% APR

Impact
Partner i

up to 4.0%

7.2% APR

Platform
charges i

2.0%

3.6% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

25,000

Loan
tenure

24 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Retail store

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

B

Rajasthan Mahila Kalyan Mandal

Rajasthan
Partner since 2019

About

RMKM began working in the field of disability and rehabilitation in 1988, but has expanded to support the children and women of Rajasthan in many ways. RMKM works to create empowered women entrepreneurs by providing them with access to education, health services and credit.

Impact Narrative

Credit is virtually inaccessible to the women entrepreneurs in Rajasthan. The Rang De loans are designed to empower these women to start and grow their businesses.

Rs 37,05,000

Disbursed

80

Investees

100%

Repayments

Rang De works with the same mission as ours - upliftment and welfare of the poor, backward and the specially abled, leading to their respectful and dignified life in the society.

- Nanu Lal Prajapati, Head of Livelihoods project, RMKM

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