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Jema Bhatara

#hustler#breadwinner
Jema needs credit for vegetable cultivation in the new season.

Agripreneur

Nabarangpur, Orissa

20,000 has been disbursed

273 potential days of livelihood i

20,000 is the current outstanding balance


Jema belongs to the Nabarangpur district of Orissa, where she lives with her family of four. Even though she works hard to provide the basic necessities of life to her family, the income is not sufficient as all of it gets spent in meeting the day-to-day expenses. Therefore, she is determined to expand her business and work towards enhancing her income. She wishes to do vegetable cultivation this season and needs credit for the same. This would help her in fulfilling her dream of securing a stable future for her family. Let’s fund Jema and support her dreams.

I wish to build a big house for my family.

About Jema Bhatara's livelihood

Jema is an agripreneur who works 7 hours a day for 6 days a week. With this loan Jema will potentially obtain employment for 273 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.0% flat p.a.

0.0% APR

Social
Investor i

0.0%

0.0% APR

Impact
Partner i

up to 0.0%

0.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

20,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

B

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

B

Harsha Trust

Orissa
Partner since 2020

About

Harsha Trust works collaboratively with NGOs, government and corporations to enable small and marginal farmers to increase their income. It primarily implements grassroots development projects for sustainable natural resource/enterprise-based livelihood generation and better health of communities.

Impact Narrative

With institutional credit drying up, Rang De has joined forces with Harsha Trust to provide small and marginal farmers interest free loans to purchase seeds and fertilisers for the Kharif season.

Rs 3,17,96,000

Disbursed

2011

Investees

100%

Repayments

The credit need among our community members is immediate. The timely credit from Rang De will help the farmers to grow the Kharif crop to their full capacity ensuring income and nutrition in their household during this time of uncertainty.

- Kallul Bora, Executive Director, Harsha Trust

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