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Kalpna Devi

Jha

Creative Entrepreneur

Niwari, Madhya Pradesh

364 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 4

Kalpna Devi

Jha

#positive#courageous
Invest in Kalpna to purchase winter clothes to her apparel store.

Creative Entrepreneur

Madhya Pradesh

364 potential days of livelihood

40,000 loan is fully repaid

40,000 loan is fully repaid


About Kalpna Devi

Kalpna Devi Jha is a female borrower that hails from a small village of Madhya Pradesh. She is the only soul in her family to pursue her own dreams and aspirations, and understand that the world is not limited to just the boundaries of her village. Born in a poor family, she has persevered through the difficulties that went with being a woman in a developing country. She works day and night, far too long for a regular person to do, to earn a living. Kalpna has built her life around opportunity, and with your help, she will be able to expand her own store with better clothing, making an even better name for herself. She needs a loan to purchase winter clothes for her apparel store. This will provide her with a better customer base and better income. Invest in Kalpna now!

About Kalpna Devi Jha's livelihood

Kalpna Devi is a creative entrepreneur who works 8 hours a day for 7 days a week. With this loan Kalpna Devi will potentially obtain employment for 364 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Kalpna Devi Jha has consented to pay the interest as below:

Investee
pays

8.00% flat p.a.

14.40% APR

Social
Investor

3.20%

5.76% APR

Platform
charges

4.80%

8.64% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

40,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Handicrafts

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Indian Micro Enterprises Development Foundation
   view website
Partner logo

Established in

1995

With Rang De from

2021

Founded by

Dr.Ashok Khosla

Indian Micro Enterprises Development Foundation (IMEDF) is a social enterprise promoted by Development Alternatives Group with a vision to promote inclusive growth and inspire environmental sustainability through development of micro - enterprises.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS