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K J

Gouthami

Agripreneur

Chikkaballapura, Karnataka

273 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

K J

Gouthami

#victorious# ambitious
Gouthami needs to purchase some sheep and feed.

Agripreneur

Karnataka

273 potential days of livelihood

20,000 loan is fully repaid

20,000 loan is fully repaid


About K J

Gouthami is a resident of the Chikkaballapur district of Karnataka. She lives there along with family of ten members. Even with most of the family members working, the family is hardly able to save any money for the future. Gouthami wishes to construct her entire home and live a good life with her family. In order to fulfill her goals, she requires a loan that can be used to purchase some sheep and feed. Invest in Gouthami today!

About K J Gouthami's livelihood

K J is an agripreneur who works 6 hours a day for 7 days a week. With this loan K J will potentially obtain employment for 273 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. K J Gouthami has consented to pay the interest as below:

Investee
pays

10.00% flat p.a.

18.00% APR

Social
Investor

4.00%

7.20% APR

Platform
charges

6.00%

10.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

20,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EQI

Investee
occupation

Animal husbandry

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Vrutti
   
Partner logo

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS