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Manju

Kumari

Agripreneur

Hazaribagh, Jharkhand

234 livelihood days

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Manju

Kumari

#dedicated#ambitious
Invest in Manju to procure raw Tur dal.

Agripreneur

Jharkhand

234 potential days of livelihood

5,00,000 loan is fully repaid

5,00,000 loan is fully repaid


About Manju

Manju is a hard-working woman who just recently started her own business of buying and selling fresh tur dal. With a limited amount of dal in the market and due to the disruption in the supply chain, the price of tur dal has increased and Manju wanted to buy it before the price increases further. Having a loan for purchasing raw tur dal will allow her to procure it with good prices before it increases, and process it. She will be able to sell it in the market at a good price so that she can make profit as well as feed her family. Supporting her financially will contribute directly to the growth of Manju's business, as well as improve her life.

About Manju Kumari's livelihood

Manju is an agripreneur who works 6 hours a day for 6 days a week. With this loan Manju will potentially obtain employment for 234 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Manju Kumari has consented to pay the interest as below:

Investee
pays

6% flat p.a.

10.8% APR

Social
Investor

4%

7.2% APR

Platform
charges

2%

3.6% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

5,00,000

Loan
tenure

12 months

Moratorium

6 months

Repayment
mode

EQI

Investee
occupation

Agro products

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Customized Energy Solutions India Private Limited
   
Partner logo

Established in

2010

With Rang De from

2021

Founded by

Dr. Rahul Walawalkar, Stephen Fernandes, Ms. Netra Walawalkar

Customized Energy Solutions (CES) is committed to promoting economic development through the advancement of transparent, efficient, and sustainable deployment of income generating opportunities for underprivileged communities. We focus on empowering rural communities by sharing our understanding of the workings of the microgrids and related new technologies and supporting them to successfully run clean powered businesses. Through all things, we desire to honor God and rural/underprivileged communities through the quality of our services and solutions. We provide clean and reliable energy through microgrids for powering productive end use applications for underprivileged communities. We support local communities to build financially and environmentally sustainable businesses from the energy produced by the microgrids. We also help rural communities towards installation, capacity building and market linkages for the successful running of the small-scale businesses. CES aspire to work on the 3I formula for enabling economic development.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS