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Mohd Ayoub

Bhat

Agripreneur

Shupiyan, Jammu and Kashmir

Loan Written Off

234 livelihood days

Borrower Image 1

Mohd Ayoub

Bhat

#Hard working
Mohd Ayoub Bhat need credit for harvesting and storage.

Agripreneur

Jammu and Kashmir

Loan Written Off

234 potential days of livelihood

About Mohd Ayoub

Mohd Ayoub Bhat has been working in agriculture for the past 30 years. A majority of his income is derived from farming. Mohd Ayoub Bhat wishes to increase his agricultural income by applying for a loan to buy seeds and fertilizers. He is also looking to increase his cultivation area. Mohd Ayoub Bhat lives in Shupiyan district. He has a family of 6 members. By applying for a loan, He will also be able to purchase farming equipment to use in his land. He loves his business, and wishes to invest his profits in growing his agricultural income and family. Invest in Mohd Ayoub Bhat as he invests in himself and his family.

About Mohd Ayoub Bhat's livelihood

Mohd Ayoub is an agripreneur who works 6 hours a day for 6 days a week. With this loan Mohd Ayoub will potentially obtain employment for 234 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Mohd Ayoub Bhat has consented to pay the interest as below:

Investee
pays

8.00% flat p.a.

14.40% APR

Social
Investor

8.00%

14.40% APR

Platform
charges

0.00%

0.00% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

₹ 2,50,000

Loan
tenure

9 months

Moratorium

None

Repayment
mode

EQI

Investee
occupation

Farming

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Fruitfal Technologies India Pvt Ltd
   
Partner logo

Established in

2018

With Rang De from

2022

Founded by

Subir, Viresh, Abhishek

Small Indian farmers face huge challenges today - they cultivate amazing harvests but have trouble finding good markets and being paid fairly. The current system of buying and selling denies them access to trade they can trust with long delays in getting paid and leaves them straddled with tremendous debt and post-harvest losses. Fruitfal helps to fix these problems and create a better environment for small farmers.

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3

₹ 3000

Proceed to Pay

3

Total: ₹3000

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