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Niral

Gagarai

logoAgripreneur

logo Keonjhar, Odisha

logo 12,000 has been disbursed

logo 130 livelihood days Number of days of productive livelihood activity that this loan will potentially facilitate

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Niral

Gagarai

#believer#resilient
Niral needs to arrange drip irrigation and make crop recurring deposits.

logoAgripreneur

logo Keonjhar, Odisha

logo 12,000 has been disbursed

logo 130 potential days of livelihood Number of days of productive livelihood activity that this loan will potentially facilitate

10,261.64 is
the current outstanding balance

43.46 0 56.54 1738 2262 0

43%

57%

0%


Valuable time and money have already been invested in Niral's farm, with no clear sight of a fruitful future. She is seeking a loan to invest in the upcoming cultivation season. She will purchase a solar system, set up a drip irrigation system on her land, and make the crop recurring deposits with the loan amount. Have your own share in supporting Niral's mission towards developing herself and impacting other people through contributing towards the growth of her family's business.

I wish to enjoy a secure future with my family.

About Niral Gagarai 's livelihood

Niral is an agripreneur who works 4 hours a day for 5 days a week. With this loan Niral will potentially obtain employment for 130 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays The rate of interest charged to the investee

3.00% flat p.a.

5.40% APR

Social
Investor The rate of return an investor makes

2.00%

3.60% APR

Impact
Partner The rate of return an impact partner makes

up to 0.00%

0.00% APR

Platform
charges The charges, the platform incurs by offering it's services

1.00%

1.80% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

12,000

Loan
tenure

15 months

Moratorium

3 months

Repayment
mode

EMI Equated Monthly Instalment

Investee
occupation

Farming

The credit rating of the investee is arrived at by using a proprietary algorithm that factors in the investee’s credit score and the performance rating of the Impact Partner.

Collectives for Integrated Livelihood Initiatives
   

Established in

2007

With Rang De from

2021

Founded by

TODO

Collectives for Integrated Livelihood Initiatives(CInI), Janshedpur,, established on May 17,2007 is a nodal agency of tata trusts, anchoring the Central India Initiatives. CInI aims to transform the lives of tribal households in the Central India tribal belts, through building knowledge & scaling up programs in thematic area of agriculture productivity stabilization, forest based livelihoods, water resources development, drinking water & sanitization, microfinance & strengthening community based organisation. CInI work on Lakhpati Kisan Initiatives: creating 'Lakhpati Kisan' & building 'Smart Villages'

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3

3000

3

Total: ₹3000

Your Investees

Total Lives Impacted

0

Days of Livelihood

0