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Ratiman

#womenenterprenuer#ambitious
Ratiman needs to setup her shop and add products to the store.

Retailpreneur

ALWAR, Rajasthan

30,000 has been disbursed

637 potential days of livelihood i

23,750 is the current outstanding balance

100 0 0 6250 0 0

100%

0%

0%


Ratiman, a resident of the Alwar district of Rajasthan, is the owner of an apparel store. Full of passion for creativity, Ratiman provides a living for her family by working hard and using her creativity to make some wonderful designs. Unfortunately, her income does not suffice to meet her future plans, therefore, she would like to borrow a credit to meet her needs. The credit will allow her to open a big garment shop and enhance her business by adding more products. Invest in Ratiman today!

I wish to invest in some land with my profits.

About Ratiman 's livelihood

Ratiman is a retailpreneur who works 14 hours a day for 7 days a week. With this loan Ratiman will potentially obtain employment for 637 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

6.0% flat p.a.

10.8% APR

Social
Investor i

2.0%

3.6% APR

Impact
Partner i

up to 3.0%

5.4% APR

Platform
charges i

1.0%

1.8% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

30,000

Loan
tenure

24 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Apparel store

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

A

Financial
Profile i

B

IBTADA

Established in

1997

With Rang De from

2020

Founded by

Rajesh Singhi

Ibtada, meaning ‘the beginning’, is a not for profit organisation that was started in 1997 to uplift women and girls in the Alwar district of Rajasthan. Rural poverty and deprivation are a major issue grappling the region, and Ibtada has introduced interventions in the space of Education, Financial Inclusion, Livelihood Generation, and Awareness about Rights and Entitlements. Although Ibtada is hand holding women through the process, the ultimate aim is to make them independent and empowered to stand up for themselves. Ibtada has reached over 50,000 households in 400+ villages in Alwar District, Rajasthan.

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