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Ramana V

#provider#resilient
Ramana needs to purchase a cow and some fodder for his farm.

Agripreneur

Chikkaballapura, Karnataka

30,000 has been disbursed

273 potential days of livelihood i

22,500 is the current outstanding balance

100 0 0 7500 0 0

100%

0%

0%


Ramana is a hardworking individual from Chikkaballapura, Karnataka. With almost twelve years of prior experience in animal husbandry, Ramana is determined to expand his business and work towards enhancing his income. He needs a loan to purchase a cow and enough fodder for his farm. He hopes that this expansion would help him secure his family during this pandemic. Let’s invest in Ramana!

I wish to get a borewell dug for my house.

About Ramana V's livelihood

Ramana is an agripreneur who works 6 hours a day for 7 days a week. With this loan Ramana will potentially obtain employment for 273 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

10.0% flat p.a.

18.0% APR

Social
Investor i

4.0%

7.2% APR

Impact
Partner i

up to 4.0%

7.2% APR

Platform
charges i

2.0%

3.6% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

30,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Animal husbandry

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

A

Financial
Profile i

A

Vrutti

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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