Sadhna Devi

#determined#gogetter
Invest in Sadhna's apparel store as she dreams of expanding her trade

Retailpreneur

Rudraprayag, Uttarakhand

35,000 has been disbursed

318 potential days of livelihood i

31,183.34 is the current outstanding balance

98.14 0 1.86 3817 72 0

98%

2%

0%


About Sadhna Devi

Industrious Sadhna works seven days a week opening up her small apparel store to customers in Rudraprayag, Uttarakhand. Now that winter has arrived, Sadhna needs to restock winter clothing at the store because of its growing demand. She has thus applied for a loan to finance the purchase of winter clothing for the store. By doing so, Sadhna will be able to increase her sales during the winter months, thereby enabling her to grow her income and expand the business. As a mother, her income will support her three children and her husband Vinod, who works in the agricultural sector. Fund Sadhna restock her store and support her as she hopes of owning her own shop one day.

I dream of owning my own shop.

About Sadhna Devi 's livelihood

Sadhna is a retailpreneur who works 7 hours a day for 7 days a week. With this loan Sadhna will potentially obtain employment for 318 days.

Interest Rate
The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

10.0% flat p.a.

18.0% APR

Social
Investor i

5.0%

9.0% APR

Impact
Partner i

up to 5.0%

9.0% APR

Platform
charges i

0.0%

0.0% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

35,000

Loan
tenure

18 months

Previous
loans

0

Investee
occupation

Apparel store

Investee Credit Rating i :
Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

B

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


×

Partner
Rating i

B

Loan
Profile i

A

Financial
Profile i

B

Co-curated and referred by our Impact Partner
Ushamath Mahila Mahasangh

Established in

2003

With Rang De from

2019

Founded by

Promoted by AT India Organization

UMM is an apex federation of women SHGs established in 2005, registered under Uttrakhand self-reliant cooperative act 2003, to meet the financial service needs of the poor living in one of the most underserved areas of Uttrakhand. UMM's mandate has been to focus on solutions that provide direct socio economic improvement to the marginalized and low-income households. AT India and UMM work in a predominantly rural, hill-based economy. There are limited avenues to credit access and lack of sustainable livelihood sources in these regions.

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