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Sanamati Bhatara

#provider#resilient
Sanamati needs to purchase fertilizers and pesticides for sugarcane cultivation.

Agripreneur

Nabarangapur, Orissa

20,000 has been disbursed

364 potential days of livelihood i

20,000 is the current outstanding balance


Sanamati Bhatara is an experienced and motivated farmer, who provides a living for her family of six. Despite the effort that she puts into farming, she is only able to earn a minimal income, most of which goes into the daily expenses of her household. Thus, she wants to borrow some credit for the expansion of her farming activities. She believes that sugarcane cultivation will enhance her income and she could increase her savings. The loan would enable her to purchase fertilizers and pesticides required for sugarcane cultivation. Furthermore, this would allow her to maintain her house well and have proper supply of drinking water. Invest in Sanamati today!

I wish to build a new house and get a proper drinking water connection.

About Sanamati Bhatara's livelihood

Sanamati is an agripreneur who works 8 hours a day for 7 days a week. With this loan Sanamati will potentially obtain employment for 364 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.0% flat p.a.

0.0% APR

Social
Investor i

0.0%

0.0% APR

Impact
Partner i

up to 0.0%

0.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

20,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

B

Harsha Trust

Orissa
Partner since 2020

About

Harsha Trust works collaboratively with NGOs, government and corporations to enable small and marginal farmers to increase their income. It primarily implements grassroots development projects for sustainable natural resource/enterprise-based livelihood generation and better health of communities.

Impact Narrative

With institutional credit drying up, Rang De has joined forces with Harsha Trust to provide small and marginal farmers interest free loans to purchase seeds and fertilisers for the Kharif season.

Rs 3,17,96,000

Disbursed

2011

Investees

100%

Repayments

The credit need among our community members is immediate. The timely credit from Rang De will help the farmers to grow the Kharif crop to their full capacity ensuring income and nutrition in their household during this time of uncertainty.

- Kallul Bora, Executive Director, Harsha Trust

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