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Santosh Kumar Malik

#breadwinner#hardworking
Santosh Kumar needs quality seeds and fertilizers to begin the Kharif season.

Agripreneur

Ganjam, Orissa

5,000 has been disbursed

273 potential days of livelihood i

3,333.33 is the current outstanding balance

33.33 33.33 33.33 1667 1667 1667

33%

33%

33%


Santosh Kumar is a trained farmer. His skills have developed over a span of nine years. He is from Ganjam, Orissa and lives with a family of nine. With the help of the loan amount, he wishes to buy seeds for the new season and necessary agri inputs like fertilizers, pesticide, and irrigation facilities. The timely disbursement of the loan amount will help him meet the needs during various preprocessing stages such as land preparation, sowing, irrigation, and make dues with post-harvesting expenditures. Invest in Santosh as he hopes to reap a timely harvest.

My dream is to provide my family with a good future.

About Santosh Kumar Malik's livelihood

Santosh Kumar is an agripreneur who works 6 hours a day for 7 days a week. With this loan Santosh Kumar will potentially obtain employment for 273 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.0% flat p.a.

0.0% APR

Social
Investor i

0.0%

0.0% APR

Impact
Partner i

up to 0.0%

0.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

5,000

Loan
tenure

9 months

Moratorium

1 month

Repayment
mode

EQI i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

C

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

A

Financial
Profile i

A

Gram Vikas

Established in

1979

With Rang De from

2020

Founded by

Mr. Joe Madiath

Gram Vikas, which literally translates to “Village Development”, has been working for the well-being of tribal and marginalized communities in inaccessible rural areas since 1979. Gram Vikas strives to promote sustainable, socially inclusive and gender equitable practices amongst these communities, thus enabling them to take control over their lives and reach a heightened sense of empowerment. The Vision of Gram Vikas is 'An equitable and sustainable society where people live in peace with dignity'. Gram Vikas' Mission is 'to promote processes which are sustainable, socially inclusive and gender equitable to enable critical masses of poor and marginalized rural people or communities to achieve a dignified quality of life'. Which would be characterized by: Assured access to basic education and adequate health services, Sustainable use and management of natural resources, Options for appropriate family and community infrastructure and sources of energy, Strong self-governing people’s institutions with equal participation of men and women.

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