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Seema Thapa

#gogetter#ambitious
Seema is looking forward to expanding her apparels business with this credit.

Retailpreneur

Nainital, Uttarakhand

75,000 has been disbursed

455 potential days of livelihood i

56,250 is the current outstanding balance

100 0 0 18750 0 0

100%

0%

0%


Seema Thapa is an apparel store owner from Nainital, Uttarakhand. She has had fifteen years of experience in this business and is now looking to expand her business. Her husband works as a construction worker and Seema wishes to help him by contributing to the family's income. She intends to use this opportunity to gain a stronger market presence, by expanding her collection and renovate the store to attract more customers. She will use this credit to purchase more raw materials and other accessories needed for stitching. Investing in Seema will help her fulfill her dreams and provide for her family.

I wish to build a big house for my family.

About Seema Thapa's livelihood

Seema is a retailpreneur who works 10 hours a day for 7 days a week. With this loan Seema will potentially obtain employment for 455 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

10.0% flat p.a.

18.0% APR

Social
Investor i

4.0%

7.2% APR

Impact
Partner i

up to 5.0%

9.0% APR

Platform
charges i

1.0%

1.8% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

75,000

Loan
tenure

24 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Retail store

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

A

Udhyam housed under Agrani India Foundation

Established in

2017

With Rang De from

2020

Founded by

Pankaj Wadhwa

Udhyam Entrepreneurs' rural entrepreneurship program was conceived by the people working in Uttarakhand to encourage entrepreneurial development in rural communities of the Kumaon region of Uttarakhand. The idea behind the “Changemakers” program is to create entrepreneurs who create jobs and opportunities through mentoring and providing credit. As change agents, they facilitate this idea by being the drivers of change, further in their communities by creating a buzz about entrepreneurship and role models in the community.

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