Sowbhagya has been a part of animal husbandry for over two decades, and in her long journey of success, she has earned valuable experience from the mistakes she made in the past and takes action to avoid it happening again. She is also one of few women who has been part of her area's dairy business for years. With the help of this loan, Sowbhagya will be able to buy cows for her dairy business and add to her monthly income.
Sowbhagya is an agripreneur who works 4 hours a day for 7 days a week. With this loan Sowbhagya will potentially obtain employment for 182 days.
The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Sowbhagya has consented to pay the interest as below:
Investee
pays
8.00% flat p.a.
14.40% APR
Social
Investor
8.00%
14.40% APR
Platform
charges
0.00%
0.00% APR
The following section provides a detailed view of the investee loan requirement.
Loan
amount
₹ 1,80,000
Loan
tenure
18 months
Moratorium
None
Repayment
mode
EMI
Investee
occupation
Non-agro products
Established in
2010
With Rang De from
2022
Founded by
Shashi Kumar, Dr. G.N.S. Reddy
Akshayakalpa works closely with Farmers to enhance the livelihood based dairy farming to entrepreneurship model, creating the role model in the rural areas. The vision is to rejuvinate the iIndian agriculture by creating ecologically and economically sustainable farms, producing world class quality milk to consumers.
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