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Sunamani Bhatara

#breadwinner#hardworking
Sunamani seeks a loan to purchase farm inputs.

Agripreneur

Nabarangpur, Orissa

10,000 has been disbursed

195 potential days of livelihood i

10,000 is the current outstanding balance


Sunamani is a breadwinner and caretaker for her family of three. She comes from Pilika, in Nabarangpur, Orissa where her family owns a small piece of land. Their land has been a source of sustenance for the past twelve years. This year presents a problem of finances induced by the pandemic. Sunamani is looking for a loan to buy seeds, pesticides and fertilizer for the maize crop. This income will ensure that her family can cope with the difficult economic present and have security for the future.

My dream is to enjoy a secure future with my family.

About Sunamani Bhatara's livelihood

Sunamani is an agripreneur who works 6 hours a day for 5 days a week. With this loan Sunamani will potentially obtain employment for 195 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.0% flat p.a.

0.0% APR

Social
Investor i

0.0%

0.0% APR

Impact
Partner i

up to 0.0%

0.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

6 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

A

Harsha Trust

Orissa
Partner since 2020

About

Harsha Trust works collaboratively with NGOs, government and corporations to enable small and marginal farmers to increase their income. It primarily implements grassroots development projects for sustainable natural resource/enterprise-based livelihood generation and better health of communities.

Impact Narrative

With institutional credit drying up, Rang De has joined forces with Harsha Trust to provide small and marginal farmers interest free loans to purchase seeds and fertilisers for the Kharif season.

Rs 3,36,76,000

Disbursed

2011

Investees

100%

Repayments

The credit need among our community members is immediate. The timely credit from Rang De will help the farmers to grow the Kharif crop to their full capacity ensuring income and nutrition in their household during this time of uncertainty.

- Kallul Bora, Executive Director, Harsha Trust

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