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#RootforRangDe

Rang De is India’s first social lending platform where you can invest in people from low income households and earn nominal - moderate returns.

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Beby Dnyaneshwar Dhakulkar

#ambitious#breadwinner
Invest in Beby to enable her to purchase seeds and fertilizers for the sowing season.

Agripreneur

Yavatmal, Maharashtra

96,000 has been disbursed

312 potential days of livelihood i

96,000 is the current outstanding balance


About Beby Dnyaneshwar Dhakulkar

Beby is from Yavatmal, Maharashtra and lives with a family of four. Through her thirty years of farming, she has experienced a number of challenges. However, Beby has always been strong. She has faced every hurdle with her perseverance. The COVID-19 pandemic has however, brought with it, an entirely new set of challenges. With the sowing season starting, Beby is finding it difficult to avail quality input goods while making sure that essentials are available at home at all times. Beby is seeking credit to invest in labour, seeds, pesticides, fertilizers and other input products such as for irrigation to ensure that her livelihood is not affected. She will also use this credit to clear her previous monetary dues. Invest in Beby today.

My dream is to enjoy a secure future with my family.

About Beby Dnyaneshwar Dhakulkar's livelihood

Beby is an agripreneur who works 8 hours a day for 6 days a week. With this loan Beby will potentially obtain employment for 312 days.

Interest Rate
The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.0% flat p.a.

0.0% APR

Social
Investor i

0.0%

0.0% APR

Impact
Partner i

up to 0.0%

0.0% APR

Platform
charges i

0.0%

0.0% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

96,000

Loan
tenure

6 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

Investee Credit Rating i :
Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

B

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

B

Co-curated and referred by our Impact Partner
Gramheet Private Limited

Established in

2020

With Rang De from

2020

Founded by

Pankaj Prakash Mahalle, Shweta Suresh Thakare

Gramheet is a social enterprise committed towards a 'farmers' first approach. Gramheet provides farmers with a bundle of services ranging from pre to post-harvest through collaboration with FPOs using a digital platform. The services offered include warehouse facilities, post-harvest credit, market linkages, access to farm inputs, input credit and value-added services at their village trade centres. It acts as a one-stop service centre for farmers where they can avail all the services at farm-gate. Gramheet aims to increase the farmer’ income while reducing their debt burden from informal sources. Currently, Gramheet is operating in the Yavatmal district of Maharashtra (Central India) which is is considered to be the most distressed agricultural region has recorded the highest number of 'farmers' suicide in the country.

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