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Bhuwan Singh

#gogetter#ambitious
Invest in Bhuwan as he purchases seeds and fertilizers for the sowing season.

Agripreneur

Nainital , Uttarakhand

75,000 has been disbursed

455 potential days of livelihood i

56,250 is the current outstanding balance

85.71 0 14.29 18750 3125 0

86%

14%

0%


Bhuwan is from Nainital, Uttarakhand, and lives with a family of six. Through his ten years of farming, he has experienced a number of challenges. However, Bhuwan has always been strong. He has faced every hurdle with his perseverance. The COVID-19 pandemic has, however, brought with it, an entirely new set of challenges. With the sowing season starts, Bhuwan is finding it difficult to avail quality input goods while making sure that essentials are available at home at all times. Bhuwan is seeking credit to purchase seeds, fertilizers, and other input products to ensure that his livelihood is not affected. Invest in Bhuwan today.

I wish to expand my agriculture activity by scaling up my farm.

About Bhuwan Singh 's livelihood

Bhuwan is an agripreneur who works 10 hours a day for 7 days a week. With this loan Bhuwan will potentially obtain employment for 455 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

10.0% flat p.a.

18.0% APR

Social
Investor i

4.0%

7.2% APR

Impact
Partner i

up to 5.0%

9.0% APR

Platform
charges i

1.0%

1.8% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

75,000

Loan
tenure

24 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

A

Udhyam housed under Agrani India Foundation

Established in

2017

With Rang De from

2020

Founded by

Pankaj Wadhwa

Udhyam Entrepreneurs' rural entrepreneurship program was conceived by the people working in Uttarakhand to encourage entrepreneurial development in rural communities of the Kumaon region of Uttarakhand. The idea behind the “Changemakers” program is to create entrepreneurs who create jobs and opportunities through mentoring and providing credit. As change agents, they facilitate this idea by being the drivers of change, further in their communities by creating a buzz about entrepreneurship and role models in the community.

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