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Nilesh Premdas Rathod

#breadwinner#hardworking
Nilesh needs access to storage facilities to safeguard his produce.

Agripreneur

Yavatmal, Maharashtra

91,000 has been disbursed

312 potential days of livelihood i

91,000 is the current outstanding balance


Nilesh has been practicing horticulture for five years now. He is from Yavatmal, Maharashtra, and lives with a family of four. Due to the unfavourable conditions, his produce is not selling at a reasonable price. This loan will help him access storage facilities to store his produce and also help him refine the produce with essential processing. Support Nilesh financially.

I wish to build a big house for my family.

About Nilesh Premdas Rathod's livelihood

Nilesh is an agripreneur who works 8 hours a day for 6 days a week. With this loan Nilesh will potentially obtain employment for 312 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.0% flat p.a.

0.0% APR

Social
Investor i

0.0%

0.0% APR

Impact
Partner i

up to 0.0%

0.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

91,000

Loan
tenure

6 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

A

Gramheet Private Limited

Established in

2020

With Rang De from

2020

Founded by

Pankaj Prakash Mahalle, Shweta Suresh Thakare

Gramheet is a social enterprise committed towards a 'farmers' first approach. Gramheet provides farmers with a bundle of services ranging from pre to post-harvest through collaboration with FPOs using a digital platform. The services offered include warehouse facilities, post-harvest credit, market linkages, access to farm inputs, input credit and value-added services at their village trade centres. It acts as a one-stop service centre for farmers where they can avail all the services at farm-gate. Gramheet aims to increase the farmer’ income while reducing their debt burden from informal sources. Currently, Gramheet is operating in the Yavatmal district of Maharashtra (Central India) which is is considered to be the most distressed agricultural region has recorded the highest number of 'farmers' suicide in the country.

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